ABOUT USAA HOMEOWNERS INSURANCE
This profile has not been claimed by the company. See reviews below to learn more or submit your own review.
USAA sells auto and property coverage to members of the U.S. military. The company has homeowners insurance policies for all active and retired military personnel and their immediate family members. It offers several coverage and discount options for eligible households. You can get free USAA insurance quotes online.
Compare our top 6 Home Insurance companies
EverQuote Home Insurance Services
Levels Of Coverage : 4
Maximum mileage: 130,000
Waiting period: 30 days and 1,000 miles
Availability: Most states (not MA)
Nationwide Homeowners Insurance
Levels Of Coverage : 12
Maximum mileage: Unlimited
Waiting period: 30 days and 1,000 miles
Availability: Most states (not MA)
State Farm Homeowners Insurance
Levels Of Coverage : 5
Maximum mileage: 250,000
Waiting period: 30 days
Availability: Nationwide
Levels Of Coverage : 3
Maximum mileage: 120,000
Waiting period : 30 days
Availability : Nationwide
Farmers Homeowners Insurance
Levels Of Coverage : 2
Maximum mileage: 120,000
Waiting period: 300,000 miles
Availability: price-locked
American Family Homeowners Insurance
Levels Of Coverage : 3
Maximum mileage: Unlimited
Waiting period: 30-days
Availability: nationwide
What is USAA homeowners insurance?
USAA is an insurance provider that offers affordable home coverage for military members and their families. You can customize its policies to your specific needs, with coverage for dwellings, belongings, earthquake damages, loss of use, personal liability and more. It also provides policy add-ons including options for flooding, rental properties and valuable belongings.
You can get free quotes online or through a local agent, and USAA offers discounts for bundled policies, a claims-free history, protective devices and more.
USAA homeowners insurance coverage
USAA offers a few different coverage options for single-family homes, condos, mobile homes, farms and rental properties. Your policy might include coverage for the home itself as well as other structures on your property, such as garages, storage sheds, fences and driveways. USAA homeowners policies also cover belongings, weather damage, theft, vandalism and loss of use of the property.
You can also include personal liability for added protection in the event you’re responsible for someone’s injury or property damage. USAA provides umbrella insurance for damages exceeding your policy limits.
USAA home insurance quotes and rates
To see your customized USAA homeowners rate, complete an online quote request or contact its 24/7 support line. Costs vary depending on your home and location, with premiums typically ranging from $500 to $2,500 per year. This cost is usually paid out of your mortgage’s escrow account, but you may pay it in full or in installments if you don’t have a mortgage.
USAA offers several price-saving options, including multipolicy, protective device and claims-free discounts. You can also save on your premium by choosing a higher deductible.
