ABOUT HOMESERVE
HomeServe offers a variety of service plans to help protect homeowners financially in the event they need emergency home repairs. Its coverage includes options for plumbing, HVAC and electrical systems. The company also has combo home warranty plans. HomeServe partners with utilities and municipalities around the country and works with a nationwide network of technicians and contractors.
Our Top 6 Best Home Warranty Companies:
Select Home Warranty -For excellent coverage at the lowest price
Monthly premium cost: $57 to $63
Service call fee: Starts at $75
Labor guarantee: Contact for info
Available plans: 47 states
First Premier Home Warranty
Monthly premium cost :Starts at $39.99
Service call fee
: $75
Labor guarantee 90 days
Available plans: 44 states
American Home Shield
Monthly premium cost :$29.99 to $89.99
Service call fee
: $100 or $125
Labor guarantee 30 days
Available plans: 48 states (not Alaska, Hawaii or New York City)
Choice Home Warranty -Award-winning provider
Monthly premium cost: $46.83 to $54.75
Service call fee: $85
Labor guarantee: 30 days
Available plans: 49 states (not Washington)
Monthly premium cost : $49.99 to $69.99
Service call fee
: $65 to $125
Labor guarantee: 60-day workmanship warranty
Available plans: 50 states
HomeServe
Monthly premium cost :$7.99 to $58.33
Service call fee
: $100
Labor guarantee One year
Available plans: 50 states
HomeServe coverage and plans
HomeServe offers service plans to cover repairs of three main household systems: plumbing, heating and cooling, and electrical. If you want to maximize your protection, combo plans are also available.
With each plan, you can choose the components you want to cover:
- Plumbing: Sewer or septic lines, exterior water service lines, clogged toilets, leaking supply line to your hot water heater and inside water pipes
- Heating and cooling: Furnace and air conditioning, water heater, regulator valves, circuit boards, pilot burners and refrigerant leaks
- Electrical: Electrical wiring, outlet, switches and exhaust fan
HomeServe’s combo plans:
- Appliance plan: Covers eight major appliances
- Warranty Combo plan: Covers your appliances and 10 home systems
- Premium Home Protection plan: Covers six home systems
Coverage options vary by location, so not all plans may be available in your area.
HomeServe cost
HomeServe plans start at $7.95 per month. Total costs vary by plan and location — provide your ZIP code to get the most accurate price.
We requested a quote for a home in Tulsa, Oklahoma, and got the following pricing information:
| Plan | Monthly cost* |
|---|---|
| Exterior water service line | $7.95 |
| Exterior sewer/septic line | $12.98 |
| Interior plumbing and drainage system | $18.99 |
| Heating system | $12.99 |
| Water heater repair and replacement | $12.99 |
| Cooling system | $12.99 |
| Water heater repair | $9.49 |
| Gas line plus | $6.49 |
| Exterior electrical line | $5.49 |
| Interior electrical line | $11.99 |
| Electrical surge | $3.99 |
| Exterior service line coverage | $20.97 |
| Home plumbing and drainage coverage | $21.98 |
| Complete plumbing plan | $41.99 |
| Tech protection (Essential) | $11.99 |
| Tech protection (Premier) | $17.99 |
| Heating and cooling plan | $19.99 |
| Home comfort plan | $29.99 |
| Interior protection plan | $55.99 |
| Premium home protection plan | $69.99 |
*Price quotes for Tulsa, Oklahoma, at the time of publishing. Prices and coverage may vary by location.
Discounts
Some plans include a 20% discount for your first year of service. You can also sign up for the company’s email newsletter and receive occasional special offers.
HomeServe coverage exclusions
Your coverage varies depending on what plans you select. It’s always wise to read the fine print on any warranty to give you a better idea of what’s included. Here are a few exclusions you may see in your contract:
- 30-day waiting period: You can’t make a service call within the first 30 days of purchasing coverage.
- Negligence: If negligence by you or someone else caused damage, those repairs aren’t covered.
- Unusual circumstances: Damages caused by war, pandemics, natural disasters and other unusual circumstances aren’t covered.
- Correction of repairs: If you tried to fix something yourself first, the cost of correcting mistakes isn’t included.
- Unlisted systems: Parts of your home that aren’t listed in the “What Is a Covered Repair” section of the contract aren’t covered by your warranty.
HomeServe claims and coverage limits
You can file a claim with HomeServe online or over the phone. This feature is also coming to the app, though it’s not available as of publishing.
Plan holders can call the emergency repair line to request help. Once you file a claim for an urgent repair, a service provider should be in touch within four hours. However, if it’s a less urgent repair, you may not hear back until noon the next business day.
When you file your claim, you’ll need your HomeServe ID. You must describe the problem you’re having and share your availability so the company can send out a service provider.
You can track the status of your claim using the company’s online tracking system.
Coverage limits
The coverage limits for HomeServe’s plans vary depending on which plan you have. Check out example contracts on the company website for more information on all of HomeServe’s plans.
HomeServe FAQ
Is HomeServe legit?What is HomeServe?How does HomeServe work?What does HomeServe cover?Where is HomeServe available?Does HomeServe require a home inspection?Can I pick my own service technician with HomeServe?Does HomeServe have a limit on repairs?How do I cancel HomeServe?
